Accord Mortgages |
Residential |
Residential |
Term loan |
|
|
|
0.450% |
0.425% |
|
Accord Mortgages |
Offset |
Residential |
Term loan |
|
|
|
0.450% |
0.425% |
|
Accord Mortgages |
Residential Ported Products |
Residential |
Porting product |
|
|
|
0.300% |
0.280% |
|
Accord Mortgages |
Product Transfer - Residential |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Accord Mortgages |
Product Transfer - Buy to Let |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Accord Mortgages |
Additional Loan |
Buy to Let |
Further advance |
|
|
|
0.300% |
0.275% |
|
Accord Mortgages |
Additional Loan |
Residential |
Further advance |
|
|
|
0.300% |
0.275% |
|
Accord Mortgages |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.450% |
|
Affirmative Finance Ltd |
All Products |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
1.500% |
1.200% |
|
Affirmative Finance Ltd |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
1.500% |
1.200% |
|
Affirmative Finance Ltd |
Development Finance |
Development |
Development loan |
1.000% |
0.250% |
1.250% |
|
|
Based on fee added to the loan |
Ahli United Bank |
High Net Worth |
Residential |
Term loan |
|
|
|
0.550% |
0.500% |
|
Al Rayan |
HPP Premier |
Residential |
Term loan |
|
|
|
|
|
|
Al Rayan |
Commercial Property Finance |
Commercial |
Term loan |
|
|
|
|
|
|
Al Rayan |
Commercial Property Finance |
Buy to Let |
Term loan |
|
|
|
|
|
|
Albatros Capital |
Non-regulated bridge |
Buy to Let |
Non-reg Bridge |
1.250% |
0.250% |
1.500% |
|
|
|
Albatros Capital |
Non reg second charge |
Buy to Let |
Second charge bridge |
1.250% |
0.250% |
1.500% |
|
|
|
Albatros Capital |
Semi commercial bridge |
Buy to Let |
Non-reg Bridge |
1.250% |
0.250% |
1.500% |
|
|
|
Albatros Capital |
Refurb Bridge |
Buy to Let |
Non-reg Bridge |
1.250% |
0.250% |
1.500% |
|
|
|
Aldermore |
Residential - Retention |
Residential |
Product transfer |
|
|
|
0.350% |
0.300% |
|
Aldermore |
Buy to Let - Retention |
Buy to Let |
Product transfer |
|
|
|
0.350% |
0.300% |
|
Aldermore |
Residential |
Residential |
Term loan |
|
|
|
0.550% |
0.500% |
|
Aldermore |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.650% |
0.600% |
|
Aldermore Commercial |
Commercial Mortgages |
Commercial |
Term loan |
0.500% |
0.100% |
0.600% |
|
|
|
Aldermore Commercial |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Allica Bank |
Commercial Mortgages |
Commercial |
Term loan |
0.750% |
0.350% |
1.100% |
|
|
|
Apex Bridging |
Light,Med and Heavy Refurb |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Ascot Bridging |
Refurishment Bridge |
Buy to Let |
Non-reg Bridge |
0.500% |
0.250% |
0.750% |
|
|
|
Ascot Bridging |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Ascot Bridging |
Non-regulated bridge |
Buy to Let |
Non-reg Bridge |
0.500% |
0.250% |
0.750% |
|
|
|
ASG Finance (A shade greener) |
Non-regulated bridge |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
ASG Finance (A shade greener) |
Commercial Bridge |
Commercial |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Aspen |
Bridge To Let |
Buy to Let |
Bridge to Let |
1.500% |
0.250% |
1.750% |
|
|
|
Aspen |
Refurbishment |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Aspen |
Commercial and Semi-commercial |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Assetz Capital |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Assetz Capital |
Commecial Finance |
Commercial |
Term loan |
0.500% |
0.250% |
0.750% |
|
|
|
Assetz Capital |
Bridge and Refurbishments |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Atelier Fnance |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Atom Commercial |
Commercial Mortgages |
Commercial |
Term loan |
0.750% |
0.350% |
1.100% |
|
|
|
Avamore Capital |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Aviva |
Equity Release |
Residential |
Equity Release |
|
|
|
|
|
|
Aviva |
Equity Release draw down |
Residential |
Equity Release |
|
|
|
|
|
|
Bank of Ireland |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Bank of Ireland |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.465% |
|
Bank of Ireland |
First Start |
Residential |
Term loan |
|
|
|
0.500% |
0.470% |
|
Bank of Ireland |
Buy to Let - Retention |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Bank of Ireland |
Porting and Further Advance |
Residential |
Further advance |
|
|
|
0.300% |
0.280% |
|
Bank of Ireland |
Residential - Retention |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Barclays |
Retention - Mainstream |
Residential |
Term loan |
|
|
|
0.200% |
0.175% |
|
Barclays |
Buy to Let - Retention |
Residential |
Product transfer |
|
|
|
0.200% |
0.175% |
|
Barclays |
Further Advance |
Residential |
Further advance |
|
|
|
0.300% |
0.280% |
|
Barclays |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.350% |
|
Barclays |
Residential |
Residential |
Term loan |
|
|
|
0.350% |
0.330% |
|
Barclays |
Offset |
Residential |
Term loan |
|
|
|
0.350% |
0.330% |
|
Barclays Commercial |
Commercial Mortgages |
Commercial |
Term loan |
0.500% |
0.250% |
0.750% |
|
|
|
Barclays Commercial |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Bath BS |
Residential/BTL/RIO |
Residential |
Term loan |
|
|
|
0.425% |
0.400% |
|
Bath BS |
Residential/BTL/RIO |
Buy to Let |
Term loan |
|
|
|
0.425% |
0.400% |
|
Bath BS |
Retention |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Bath BS |
Retention |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Beverley BS |
Retention |
Residential |
Product transfer |
|
|
|
0.370% |
0.350% |
|
Beverley BS |
All Products |
Residential |
Term loan |
|
|
|
0.420% |
0.400% |
|
Birmingham Bank |
Buy to Let |
Buy to Let |
Term loan |
0.600% |
0.150% |
0.750% |
|
|
|
BLG |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Bluestone |
Residential |
Residential |
Term loan |
0.500% |
0.150% |
0.650% |
0.600% |
0.500% |
|
Bluestone |
Residential Product Transfer |
Residential |
Product transfer |
|
|
|
0.350% |
0.330% |
|
BM Solutions |
Buy to Let/Let to Buy - Further Advance |
Buy to Let |
Further advance |
|
|
|
0.440% |
0.420% |
|
BM Solutions |
Buy to Let/Let to Buy |
Buy to Let |
Term loan |
|
|
|
0.440% |
0.420% |
|
BM Solutions |
Buy to Let/Let to Buy - Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.440% |
0.420% |
|
Buckinghamshire BS |
Buy to Let and Contractors |
Buy to Let |
Term loan |
|
|
|
0.420% |
0.400% |
|
Buckinghamshire BS |
Shared Ownership |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Buckinghamshire BS |
Residential & Retirement Products |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Buckinghamshire BS |
RIO |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Buckinghamshire BS |
Existing Customer Retention/Product Transfer |
Residential |
Product transfer |
|
|
|
0.220% |
0.200% |
|
BuildLoan |
Chorley / Furness / Vernon |
Residential |
Self build |
|
|
|
0.400% |
0.350% |
|
BuildLoan |
Newcastle BS/Together |
Residential |
Self build |
|
|
|
0.400% |
0.350% |
|
BuildLoan |
Loughborough BS |
Residential |
Self build |
|
|
|
0.400% |
0.350% |
|
Buildloan |
Chorley |
Residential |
Self build |
|
|
|
0.350% |
0.300% |
|
Buildloan |
Bath/Bucks/Chorley/Furness/Loughboro/Mansfield/Vernon - Further advance |
Residential |
Self build |
|
|
|
0.500% |
0.470% |
|
Buildloan |
Mint/Spring |
Residential |
Self build |
|
|
|
0.750% |
0.700% |
|
Buildloan |
(£600k-£1m) Nottingham/Chorley |
Residential |
Self build |
|
|
|
0.500% |
0.450% |
|
Buildloan |
Bridging Finance Solutions |
Residential |
Self build |
|
|
|
0.500% |
0.400% |
|
Buildloan |
MT Finance - Bridging & Development |
Residential |
Self build |
|
|
|
1.000% |
0.900% |
|
Buildloan |
Mansfield BS / Stafford Railway BS / Tipton&Coseley |
Residential |
Self build |
|
|
|
0.400% |
0.350% |
|
Buildloan |
Buckinghamshire BS |
Residential |
Self build |
|
|
|
0.400% |
0.350% |
|
Buildloan |
Penrith BS/Bath BS/Darlington/West Bromwich BS |
Residential |
Self build |
|
|
|
0.400% |
0.350% |
|
Buildloan |
Precise Mortgages |
Residential |
Self build |
|
|
|
1.250% |
1.200% |
|
Buildloan |
Hinckley & Rugby |
Residential |
Self build |
|
|
|
0.400% |
0.350% |
|
Buildloan |
MT Finance |
Residential |
Self build |
|
|
|
1.000% |
0.950% |
|
Buildloan |
Affirmative/Alternative Bridging Corporation |
Residential |
Self build |
|
|
|
0.750% |
0.650% |
|
Buildloan |
Birchwood Mortgages |
Residential |
Self build |
|
|
|
0.500% |
0.450% |
|
Butterfield Mortgages |
Residential mortgages |
Residential |
Term loan |
|
|
|
|
|
|
Butterfield Mortgages |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
|
|
|
Butterfield Mortgages |
Residential bridge loans |
Residential |
Regulated Bridge |
|
|
|
|
|
|
Butterfield Mortgages |
BTL bridge loans |
Buy to Let |
Non-reg Bridge |
|
|
|
|
|
|
Cambridge and Counties |
Bridge and Refurbishments |
Buy to Let |
Non-reg Bridge |
0.500% |
0.250% |
0.750% |
|
|
|
Cambridge and Counties |
Commercial bridge |
Commercial |
Non-reg Bridge |
0.500% |
0.250% |
0.750% |
|
|
|
Cambridge and Counties |
Buy to Let |
Buy to Let |
Term loan |
0.600% |
0.100% |
0.700% |
|
|
|
Cambridge and Counties |
Investment and Owner Occupier |
Commercial |
Term loan |
0.500% |
0.250% |
0.750% |
|
|
|
Cambridge BS |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Cambridge BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.370% |
|
Cambridge BS |
Residential - Retention |
Residential |
Product transfer |
|
|
|
0.300% |
0.290% |
|
Cambridge BS |
Buy to Let - Retention |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.290% |
|
Canada Life |
Equity release |
Residential |
Equity Release |
|
|
|
|
|
|
Capital Rise |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Castle Trust |
Bridge To Let |
Buy to Let |
Bridge to Let |
1.400% |
0.350% |
1.750% |
1.500% |
1.150% |
|
Castle Trust |
Buy To Let |
Buy to Let |
Term loan |
0.700% |
0.300% |
1.000% |
0.800% |
0.700% |
|
Catalyst Property Finance |
Bridge loans |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Catalyst Property Finance |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Central Trust |
Regulated second charge |
Residential |
Regulated Second Charge |
1.500% |
0.250% |
1.750% |
2.000% |
1.750% |
|
Central Trust |
Unregulated second charge |
Buy to Let |
Non-Reg Second charge |
1.500% |
0.250% |
1.750% |
2.000% |
1.750% |
|
CHL Mortgages |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.550% |
0.500% |
|
Chorley BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.450% |
|
Chorley BS |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Clydesdale |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.380% |
|
Clydesdale |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.200% |
|
Clydesdale |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.200% |
0.200% |
|
Clydesdale |
Standard Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Colenko |
Non-regulated bridge |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Colenko |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Colenko |
Development Finance |
Development |
Development loan |
1.500% |
0.250% |
1.750% |
|
|
Based on fee added to the loan |
Coutts |
All Products |
Buy to Let |
Term loan |
|
|
|
0.350% |
0.330% |
|
Coutts |
All Products |
Residential |
Term loan |
|
|
|
0.350% |
0.330% |
|
Coutts |
Commercial hotel or health care |
Commercial |
Term loan |
|
|
|
|
|
|
Coventry BS |
Residential Product Transfer |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Coventry BS |
Buy to Let - Product Transfer - Godiva |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Coventry BS |
Further Advance |
Residential |
Further advance |
|
|
|
0.430% |
0.400% |
|
Coventry BS |
Further Advance |
Buy to Let |
Further advance |
|
|
|
0.430% |
0.400% |
|
Coventry BS |
Standard Residential |
Residential |
Term loan |
|
|
|
0.430% |
0.400% |
|
Coventry BS |
Buy to Let - Godiva |
Buy to Let |
Term loan |
|
|
|
0.430% |
0.400% |
|
Coventry BS |
Offset |
Residential |
Term loan |
|
|
|
0.430% |
0.400% |
|
Coventry BS |
First Time Buyer |
Residential |
Term loan |
|
|
|
0.430% |
0.400% |
|
Cumberland BS |
Commercial Mortgages |
Commercial |
Term loan |
|
|
|
|
|
Can vary based on the arrangement fee |
Cumberland BS |
Holiday Let |
Buy to Let |
Term loan |
|
|
|
|
|
Can vary based on the arrangement fee |
Cynergy Bank |
All Products |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Darlington BS |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.350% |
|
Darlington BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.350% |
|
Darlington BS |
Retention |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Darlington BS |
Retention |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Digital Mortgages from Atom |
All Products |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Dudley BS |
All Products |
Buy to Let |
Term loan |
0.370% |
0.080% |
0.450% |
0.400% |
0.370% |
|
Dudley BS |
All Products |
Residential |
Term loan |
0.370% |
0.080% |
0.450% |
0.400% |
0.370% |
|
Dudley BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.250% |
0.230% |
|
Dudley BS |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.250% |
0.230% |
|
Earl Shilton |
All Products |
Residential |
Term loan |
|
|
|
0.400% |
0.400% |
|
Earl Shilton |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.250% |
0.250% |
|
Equifinance |
Second charge loan |
Residential |
Regulated Second Charge |
1.500% |
0.250% |
1.750% |
|
|
|
Even |
Interest free equity loan |
Residential |
Regulated Second Charge |
|
|
|
|
|
|
FBSE Finance Ltd |
Commercial bridge |
Commercial |
Non-reg Bridge |
0.500% |
0.250% |
0.750% |
|
|
|
FBSE Finance Ltd |
Residential bridging |
Buy to Let |
Non-reg Bridge |
0.500% |
0.250% |
0.750% |
|
|
|
FBSE Finance Ltd |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
FBSE Finance Ltd |
2nd Charge lending |
Buy to Let |
Second charge bridge |
0.500% |
0.250% |
0.750% |
|
|
|
Finanze Capital |
Bridge loans |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Finsec |
Business loan |
Commercial |
Buisness loan |
|
|
|
|
|
|
Fleet Mortgages |
Buy to Let |
Buy to Let |
Term loan |
0.450% |
0.100% |
0.550% |
0.500% |
0.450% |
|
Fleet Mortgages |
Buy To Let - Loyalty |
Buy to Let |
Porting product |
|
|
|
0.400% |
0.370% |
|
Fleet Mortgages |
Buy To Let - Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.350% |
0.330% |
|
Fleximize |
Business loan |
Commercial |
Buisness loan |
|
|
|
|
|
Can vary based on the arrangement fee |
Foundation Home Loans |
Buy to Let |
Buy to Let |
Term loan |
0.450% |
0.100% |
0.550% |
0.500% |
0.450% |
|
Foundation Home Loans |
Residential |
Residential |
Term loan |
0.450% |
0.100% |
0.550% |
0.500% |
0.450% |
|
Foundation Home Loans |
Portfolio |
Buy to Let |
Term loan |
0.450% |
0.100% |
0.550% |
0.750% |
0.750% |
|
Foundation Home Loans |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Foundation Home Loans |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Foundation Home Loans |
Solutions (Semi-Commercial) |
Commercial |
Term loan |
0.800% |
0.300% |
1.100% |
1.200% |
1.100% |
|
Fox Funding |
Non-regulated bridge |
Buy to Let |
Non-reg Bridge |
0.500% |
0.250% |
0.750% |
|
|
|
Funding 365 |
Non-regulated bridge |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Funding Circle |
Business loan |
Commercial |
Buisness loan |
|
|
|
|
|
Can vary based on the arrangement fee |
Furness BS |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Furness BS |
BTL |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.380% |
|
Furness BS |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Furness BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Gatehouse Bank |
Specialist BTL |
Buy to Let |
Term loan |
|
|
|
0.700% |
0.670% |
|
Gatehouse Bank |
Introduced Only |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Gatehouse Bank |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.550% |
0.500% |
|
Gatehouse Bank |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.250% |
|
Gatehouse Bank |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.300% |
0.250% |
|
Gatehouse Bank |
Residential - Advised Cases |
Residential |
Term loan |
|
|
|
0.550% |
0.500% |
|
Generation Home |
All Products |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Generation Home |
Retention |
Residential |
Product transfer |
|
|
|
0.250% |
0.230% |
|
Glenhawk |
Regulated bridge |
Residential |
Regulated Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Glenhawk |
Bridge including refub and mixed |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Glenhawk |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Glenhawk |
2nd charge bridge |
Buy to Let |
Second charge bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Glenhawk |
2nd charge bridge |
Commercial |
Second charge bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Goldentree |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Greenfield Mortgages |
Regulated bridge |
Residential |
Regulated Bridge |
1.500% |
0.250% |
1.750% |
1.550% |
1.250% |
|
Greenfield Mortgages |
Non-regulated bridge |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
1.550% |
1.250% |
|
Greenfield Mortgages |
Non-regulated bridge |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
1.550% |
1.250% |
|
Halifax |
Standard products |
Residential |
Term loan |
|
|
|
0.360% |
0.345% |
|
Halifax |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.360% |
0.345% |
|
Halifax |
Further Advance |
Residential |
Further advance |
|
|
|
0.360% |
0.345% |
|
Hampshire Trust |
Specialist BTL |
Buy to Let |
Term loan |
1.000% |
0.300% |
1.300% |
|
|
|
Hampshire Trust |
Non-regulated bridge |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Hampshire Trust |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Hampshire Trust |
Development Finance |
Development |
Development loan |
1.000% |
0.250% |
1.250% |
|
|
Based on fee added to the loan |
Hanley Economic BS |
Standard Residential |
Residential |
Term loan |
|
|
|
0.350% |
0.300% |
|
Hanley Economic BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.350% |
|
Hanley Economic BS |
Self Build |
Residential |
Self build |
|
|
|
0.500% |
0.450% |
|
Hanley Economic BS |
RIO |
Residential |
Term loan |
|
|
|
0.350% |
0.300% |
|
Hanley Economic BS |
Expat Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.350% |
|
Harpenden BS |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Harpenden BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.380% |
|
Harpenden BS |
Retention/Further advance |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Harpenden BS |
Retention/Further advance |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Hinckley & Rugby BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.420% |
0.400% |
|
Hinckley & Rugby BS |
RIO |
Residential |
Term loan |
|
|
|
0.420% |
0.400% |
|
Hinckley & Rugby BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Hinckley & Rugby BS |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Hodge Bank |
50+/RIO Further Advance |
Residential |
Further advance |
|
|
|
0.550% |
0.500% |
|
Hodge Bank |
50+/RIO |
Residential |
Term loan |
|
|
|
0.550% |
0.500% |
|
Hodge Bank |
Holiday Let |
Buy to Let |
Term loan |
|
|
|
0.550% |
0.500% |
|
Hodge Bank |
Residental/50+/RIO Product Transfer |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Hodge Bank |
Portfolio BTL Loan |
Buy to Let |
Term loan |
|
|
|
0.550% |
0.500% |
|
Hodge Bank |
Professionals |
Residential |
Term loan |
|
|
|
0.450% |
0.400% |
|
Hope Capital |
Non reg and semi commercial |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Hope Capital |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
HS Credit |
All non-reg bridging |
Buy to Let |
Non-reg Bridge |
0.500% |
0.250% |
0.750% |
|
|
|
HS Credit |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
HS Credit |
Non-reg loans 2-5 years |
Buy to Let |
Term loan |
0.500% |
0.250% |
0.750% |
|
|
|
HS Credit |
Commercial |
Commercial |
Term loan |
0.500% |
0.250% |
0.750% |
|
|
|
HSBC |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
HSBC |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Interbay |
Holiday Let |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
0.600% |
0.500% |
|
Interbay |
Commercial |
Commercial |
Term loan |
0.850% |
0.250% |
1.100% |
1.050% |
0.850% |
|
Interbay |
Product Switch |
Buy to Let |
Product transfer |
|
|
|
0.500% |
0.480% |
|
Interbay |
Bridging |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
1.250% |
0.750% |
|
Interbay |
Buy to Let |
Buy to Let |
Term loan |
0.500% |
0.200% |
0.700% |
0.700% |
0.500% |
|
Interbridge loans |
Bridge |
Buy to Let |
Non-reg Bridge |
1.200% |
0.250% |
1.450% |
|
|
|
Interbridge loans |
Second charge loan |
Residential |
Regulated Second Charge |
1.500% |
0.250% |
1.750% |
|
|
|
Investec Specialist Private Bank |
All Products |
Residential |
Term loan |
|
|
|
0.500% |
0.450% |
|
Iwoca |
Auto Decisions |
Commercial |
Buisness loan |
|
|
|
|
|
Can vary based on the arrangement fee |
Iwoca |
Manual decisions |
Commercial |
Buisness loan |
|
|
|
|
|
Can vary based on the arrangement fee |
Just Retirement |
Just fot you |
Residential |
Equity Release |
|
|
|
|
|
|
Kensington |
Prime One |
Residential |
Term loan |
0.400% |
0.050% |
0.450% |
0.500% |
0.400% |
|
Kensington |
Buy To Let |
Buy to Let |
Term loan |
0.400% |
0.050% |
0.450% |
0.500% |
0.400% |
|
Kensington |
Prime |
Residential |
Term loan |
0.400% |
0.050% |
0.450% |
0.500% |
0.400% |
|
Kensington |
Flexible fixed for Term |
Residential |
Term loan |
0.650% |
0.050% |
0.700% |
0.750% |
0.700% |
|
Kensington |
Product Switch |
Residential |
Product transfer |
0.250% |
0.050% |
0.300% |
0.300% |
0.270% |
|
Kensington |
Product Switch |
Buy to Let |
Product transfer |
0.250% |
0.050% |
0.300% |
0.300% |
0.270% |
All payments come from L& regardless of packaged or direct |
Kent Reliance |
Buy to Let |
Buy to Let |
Term loan |
0.450% |
0.050% |
0.500% |
0.700% |
0.450% |
|
Kent Reliance |
Residential |
Residential |
Term loan |
0.350% |
0.050% |
0.400% |
0.600% |
0.350% |
|
Kent Reliance |
Near Prime via Packager |
Residential |
Term loan |
0.450% |
0.100% |
0.550% |
0.800% |
|
|
Kent Reliance |
Further Advance - Buy to Let |
Buy to Let |
Further advance |
0.450% |
0.500% |
0.950% |
0.700% |
0.450% |
|
Kent Reliance |
Further Advance - Residential |
Residential |
Further advance |
0.350% |
0.500% |
0.850% |
0.600% |
0.350% |
|
Kent Reliance |
Product Transfer |
Buy to Let |
Product transfer |
0.270% |
0.000% |
0.270% |
0.300% |
0.270% |
|
Kent Reliance |
Product Transfer |
Residential |
Product transfer |
0.270% |
0.000% |
0.270% |
0.300% |
0.270% |
|
Keystone Property Finance |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.800% |
0.700% |
|
Keystone Property Finance |
Buy To Let - Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.450% |
0.400% |
|
Keystone Property Finance |
Product Transfer Plus (Including Further Advance) |
|
Further advance |
|
|
|
0.550% |
0.500% |
|
Keyzy |
Deposit Loan |
Residential |
Regulated Second Charge |
|
|
|
|
|
|
Kufflink |
Bridge loans |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
LandBay |
All Products |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
0.550% |
0.500% |
|
LandBay |
Loyalty Remortgage |
Buy to Let |
Product transfer |
|
|
|
0.350% |
0.300% |
|
Leeds BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.450% |
|
Leeds BS |
Mainstream |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Leeds BS |
Shared Ownership |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Leeds BS |
RIO |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Leeds BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Leeds BS |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Leek United BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.350% |
0.350% |
|
Leek United BS |
Residential |
Residential |
Term loan |
|
|
|
0.350% |
0.350% |
|
Leek United BS |
Retention |
Residential |
Product transfer |
|
|
|
0.250% |
0.230% |
|
Leek United BS |
Retention |
Buy to Let |
Product transfer |
|
|
|
0.250% |
0.230% |
|
Legal & General Home Finance |
Premier Flexible |
Residential |
Equity Release |
|
|
|
3.000% |
2.850% |
|
Legal & General Home Finance |
All Products |
Residential |
Equity Release |
|
|
|
3.000% |
2.850% |
|
Legal & General Home Finance |
Further Drawdown |
Residential |
Equity Release |
|
|
|
1.500% |
1.500% |
|
Legal & General Home Finance |
Income Lifetime Mortgage (Initial drawdown only) |
Residential |
Equity Release |
|
|
|
3.000% |
2.850% |
|
Legal & General Home Finance |
RIO |
Residential |
Term loan |
|
|
|
0.550% |
0.500% |
|
LendCo |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.750% |
0.700% |
|
LendCo |
Bridging |
Buy to Let |
Non-reg Bridge |
1.300% |
0.450% |
1.750% |
1.500% |
1.050% |
|
LendInvest |
High Achieving Contributors |
Buy to Let |
Term loan |
|
|
|
1.100% |
1.000% |
|
LendInvest |
Bridging and dev exit |
Buy to Let |
Non-reg Bridge |
1.450% |
0.300% |
1.750% |
1.500% |
1.200% |
|
LendInvest |
Buy to Let |
Buy to Let |
Term loan |
0.600% |
0.100% |
0.700% |
0.700% |
0.600% |
|
LendInvest |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.350% |
0.300% |
|
LendInvest |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.350% |
0.300% |
|
Lendinvest |
Residential |
Residential |
Term loan |
|
|
|
0.600% |
0.500% |
|
Lendinvest |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Livemore Capital |
All products |
Residential |
Equity Release |
0.500% |
0.100% |
0.600% |
0.550% |
0.500% |
|
Livemore Capital |
Enhanced Proc Fee (20yr/FFL) |
Residential |
Equity Release |
1.050% |
0.100% |
1.150% |
1.100% |
1.050% |
|
Livemore Capital |
Ongoing-care |
Residential |
Equity Release |
|
|
|
0.130% |
0.125% |
|
Livemore Capital |
Equity Release |
Residential |
Equity Release |
|
|
|
3.000% |
2.850% |
|
Lloyds Bank Commercial |
Commercial Mortgages |
Commercial |
Term loan |
0.400% |
0.200% |
0.600% |
|
|
Can vary based on the arrangement fee |
Lloyds Bank Commercial |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Lowry Capital |
Bridging finance |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Lowry Capital |
Development Finance |
Development |
Development loan |
1.000% |
0.250% |
1.250% |
|
|
Based on fee added to the loan |
LV= |
Flexible Lifetime Mortgage |
Residential |
Equity Release |
|
|
|
1.500% |
1.500% |
|
LV= |
Lump Sum |
Residential |
Equity Release |
|
|
|
1.750% |
1.750% |
|
Made Mortgages |
BTL term |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
|
|
|
Magnet Capital |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Mansfield BS |
Residential |
Residential |
Term loan |
|
|
|
0.370% |
0.350% |
|
Mansfield BS |
Buy To Let |
Buy to Let |
Term loan |
|
|
|
0.420% |
0.400% |
|
Mansfield BS |
Expat Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.480% |
|
Mansfield BS |
RIO |
Residential |
Term loan |
|
|
|
0.500% |
0.480% |
|
Mansfield BS |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.220% |
0.200% |
|
Mansfield BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.220% |
0.200% |
|
Market Financial Solutions (MFS) |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
1.200% |
1.100% |
|
Market Financial Solutions (MFS) |
Bridging |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
1.500% |
1.050% |
|
Market Financial Solutions (MFS) |
Refinance Bridging |
Buy to Let |
Non-reg Bridge |
|
|
|
0.750% |
0.425% |
Can vary based on the arrangement fee |
Market Financial Solutions (MFS) |
Refinance BTL |
Buy to Let |
Term loan |
|
|
|
0.600% |
0.540% |
|
Market Harborough BS |
Residential |
Residential |
Term loan |
|
|
|
0.380% |
0.350% |
|
Market Harborough BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.450% |
|
Market Harborough BS |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Market Harborough BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Market Harborough BS |
Regulated bridging |
Residential |
Regulated Bridge |
1.500% |
0.250% |
1.750% |
2.000% |
1.550% |
|
Market Harborough BS |
Non-regulated bridging |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
2.000% |
1.550% |
|
Marsden BS |
Standard Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Marsden BS |
Standard Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.470% |
|
Marsden BS |
Expat Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Marsden BS |
Later Life Tier 1 |
Residential |
Equity Release |
|
|
|
0.400% |
0.370% |
|
Marsden BS |
RIO |
Residential |
Equity Release |
|
|
|
0.400% |
0.370% |
|
Marsden BS |
Expat Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.370% |
|
Marsden BS |
Later Life Tier 2 |
Residential |
Equity Release |
|
|
|
0.550% |
0.520% |
|
Maslow Capital |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Melton BS (MBS) |
Credit Assist/ Credit Recovery |
Residential |
Term loan |
|
|
|
0.550% |
0.500% |
|
Melton BS (MBS) |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.450% |
0.400% |
|
Melton BS (MBS) |
Retention |
Residential |
Product transfer |
|
|
|
0.260% |
0.250% |
|
Melton BS (MBS) |
Retention |
Buy to Let |
Product transfer |
|
|
|
0.260% |
0.250% |
|
Melton BS (MBS) |
Self Build |
Residential |
Term loan |
|
|
|
0.500% |
0.450% |
|
Melton BS (MBS) |
Standard Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Melton BS (MBS) |
RIO |
Residential |
Term loan |
|
|
|
0.450% |
0.400% |
|
Melton BS (MBS) |
Near Prime Enhance/ Prime One |
Residential |
Term loan |
|
|
|
0.500% |
0.450% |
|
Melton BS (MBS) |
Shared Ownership |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Mercantile Trust |
Buy to Let |
Buy to Let |
Term loan |
1.250% |
0.250% |
1.500% |
|
|
|
Mercantile Trust |
Bridge loans |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Mertro Bank Commercial |
Commercial mortgages |
Commercial |
Term loan |
0.750% |
0.250% |
1.000% |
|
|
|
Metro Bank |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Metro Bank |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.430% |
0.410% |
|
Metro Bank |
Rate Switch - Residential & Buy to Let |
Residential |
Further advance |
|
|
|
0.300% |
0.285% |
|
Metro Bank |
Rate Switch - Residential & Buy to Let |
Buy to Let |
Further advance |
|
|
|
0.300% |
0.285% |
|
Mint Property Finance |
Bridge |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Mint Property Finance |
Refurb |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Mint Property Finance |
Development Finance |
Development |
Development loan |
1.000% |
0.250% |
1.250% |
|
|
Based on fee added to the loan |
Moda Mortgages |
Specialist Buy To Let |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
|
|
|
Molo Finance |
Buy To Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.450% |
|
Molo Finance |
ExPat & international BTL |
Buy to Let |
Term loan |
|
|
|
0.550% |
0.500% |
|
Molo Finance |
BTL Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.350% |
0.300% |
|
Monmouthshire |
Residential |
Residential |
Term loan |
|
|
|
|
|
|
Monmouthshire |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
|
|
|
Monmouthshire |
Holiday Let |
Buy to Let |
Term loan |
|
|
|
|
|
|
MPowered |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.600% |
0.550% |
|
MPowered |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.350% |
|
MPowered |
Residential Ported Products |
Residential |
Porting product |
|
|
|
0.200% |
0.180% |
|
MPowered |
Residential Product Transfer |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Mpowered |
Further Advance |
Residential |
Further advance |
|
|
|
0.300% |
0.280% |
|
MS Lending |
Buy to let Bridge incl. land |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
MS Lending |
Semi commercial bridge |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
MS Lending |
Commercial |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
MSP Capital |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
MT Finance |
Buy to Let |
Buy to Let |
Term loan |
0.550% |
0.100% |
0.650% |
0.600% |
0.550% |
|
MT Finance |
Bridging |
Buy to Let |
Non-reg Bridge |
1.250% |
0.500% |
1.750% |
1.750% |
1.000% |
|
MT Finance |
Bridging |
Residential |
Regulated Bridge |
1.250% |
0.500% |
1.750% |
1.750% |
1.000% |
|
Nationwide B.S. |
Rate Switch/Retention |
Residential |
Product transfer |
|
|
|
0.200% |
0.190% |
|
Nationwide B.S. |
Further Advance |
Residential |
Further advance |
|
|
|
0.350% |
0.330% |
|
Nationwide B.S. |
All Products |
Residential |
Term loan |
|
|
|
0.350% |
0.330% |
|
Nationwide Finance |
Business expansion and start ups |
Commercial |
Buisness loan |
|
|
|
|
|
For deals up to 10m (negotiable thereafter) |
Natwest Commercial |
Commercial Mortgages |
Commercial |
Term loan |
0.500% |
0.250% |
0.750% |
|
|
|
Natwest Intermediary Solutions |
Mainstream |
Residential |
Term loan |
|
|
|
0.350% |
0.320% |
|
Natwest Intermediary Solutions |
Buy to let |
Buy to Let |
Term loan |
|
|
|
0.450% |
0.400% |
|
Natwest Intermediary Solutions |
Residential Product Transfer |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Natwest Intermediary Solutions |
Buy to Let - Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Natwest International |
Residential Expat |
Residential |
Term loan |
|
|
|
|
|
|
Natwest International |
Buy to Let Expat |
Buy to Let |
Term loan |
|
|
|
|
|
|
Newbury BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Newbury BS |
All Products |
Residential |
Term loan |
|
|
|
0.420% |
0.400% |
|
Newbury BS |
RIO |
Residential |
Term loan |
|
|
|
0.420% |
0.400% |
|
Newcastle BS |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Newcastle BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.450% |
|
Newcastle BS |
Buy to Let - Retention |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Newcastle BS |
Residential Retention |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Nomo (BLME) |
Residential |
Residential |
Term loan |
|
|
|
|
|
|
Nomo (BLME) |
Buy to Let including SPV |
Buy to Let |
Term loan |
|
|
|
|
|
|
Norton Home Loans |
Buy to Let Prime/Prime One |
Buy to Let |
Term loan |
1.000% |
0.250% |
1.250% |
|
|
|
Norton Home Loans |
Buy to Let standard |
Buy to Let |
Term loan |
1.250% |
0.350% |
1.600% |
|
|
|
Norton Home Loans |
Resi Prime/Prime One |
Residential |
Term loan |
1.000% |
0.250% |
1.250% |
|
|
|
Norton Home Loans |
Resi standard |
Residential |
Term loan |
1.250% |
0.350% |
1.600% |
|
|
|
Norton Home Loans |
Second charge loan |
Residential |
Regulated Second Charge |
1.500% |
0.500% |
2.000% |
|
|
|
Nottingham BS |
Limited Company Buy to Let/RIO |
Residential |
Term loan |
|
|
|
0.350% |
0.325% |
|
Nottingham BS |
Buy to Let - Product transfer |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Nottingham BS |
Residential - Product transfer |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Nottingham BS |
RIO |
Residential |
Term loan |
|
|
|
0.500% |
0.480% |
|
Nottingham BS |
Expat/Foreign National |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.480% |
|
Nottingham BS |
Limited Company Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.550% |
0.500% |
|
Nottingham BS |
Mainstream |
Residential |
Term loan |
|
|
|
0.400% |
0.380% |
|
Nucleus Commercial Finance |
Business Loan |
Commercial |
Buisness loan |
|
|
|
|
|
|
Oak North |
Commercial term |
Commercial |
Term loan |
|
|
|
|
|
|
Oak North |
Development Finance |
Development |
Development loan |
|
|
|
|
|
Based on fee added to the loan |
Oak North |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
|
|
|
Octane Capital |
Buy to let |
Buy to Let |
Term loan |
1.400% |
0.200% |
1.600% |
1.500% |
1.400% |
Can vary based on the arrangement fee |
Octane Capital |
Bridge, bridge to let, dev exit |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
1.500% |
1.150% |
Can vary based on the arrangement fee |
Octopus |
Buy to Let |
Buy to Let |
Term loan |
0.600% |
0.100% |
0.700% |
|
|
|
Octopus |
Buy to let bridge |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Octopus |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Octopus |
Residential bridge |
Residential |
Regulated Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Octopus |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Offa |
BTL Expat and Ltd Co |
Buy to Let |
Term loan |
|
|
|
|
|
|
Offa |
BTL HMO and MUFB |
Buy to Let |
Term loan |
|
|
|
|
|
|
Offa |
Bridge loans |
Buy to Let |
Non-reg Bridge |
|
|
|
|
|
|
OneFamily |
All Products |
Residential |
Equity Release |
|
|
|
2.500% |
2.300% |
|
Ortus |
Mixed use and commercial |
Commercial |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Ortus |
Buy to let bridge |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Paragon |
Buy To Let Premier |
Buy to Let |
Term loan |
|
|
|
1.000% |
1.000% |
|
Paragon |
Buy To Let Short Term Funding |
Buy to Let |
Non-reg Bridge |
|
|
|
0.750% |
0.450% |
|
Paragon |
Buy to Let - Further Advance |
Buy to Let |
Further advance |
|
|
|
0.550% |
0.500% |
|
Paragon |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.550% |
0.500% |
|
Paragon |
Buy to Let - Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.400% |
0.370% |
|
Penrith BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.450% |
0.430% |
|
Penrith BS |
Residential |
Residential |
Term loan |
|
|
|
0.450% |
0.430% |
|
Penrith BS |
Retention |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Penrith BS |
Retention |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Pepper Money |
Residential |
Residential |
Term loan |
0.400% |
0.100% |
0.500% |
0.500% |
0.400% |
|
Pepper Money |
Residential Product Transfer |
Residential |
Product transfer |
|
|
|
0.270% |
0.250% |
|
Pepper Money |
Second charge loan |
Residential |
Regulated Second Charge |
1.500% |
0.250% |
1.750% |
|
|
|
Perenna Bank PLC |
All Products |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Perenna Bank PLC |
Additional Borrowing/Porting |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Perenna Bank PLC |
Trail Commission |
Residential |
Term loan |
|
|
|
0.200% |
0.180% |
|
Pivot Capital |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Pluto Finance |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Precise |
Bridging |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
1.250% |
0.750% |
|
Precise |
Bridging |
Residential |
Regulated Bridge |
1.000% |
0.250% |
1.250% |
1.250% |
0.750% |
|
Precise |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Precise |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Precise |
Buy to Let |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
0.600% |
0.500% |
|
Precise |
Homeowner / Residential |
Residential |
Term loan |
0.500% |
0.100% |
0.600% |
0.600% |
0.500% |
|
Precise |
Refurb BTL |
Buy to Let |
Bridge to Let |
0.750% |
0.350% |
1.100% |
0.600% |
0.500% |
Paid in 2 parts |
Principality |
Mainstream |
Residential |
Term loan |
|
|
|
0.400% |
0.390% |
|
Principality |
Buy To Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.390% |
|
Principality |
Retention |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.200% |
|
Principality |
Retention |
Residential |
Product transfer |
|
|
|
0.200% |
0.200% |
|
Progressive |
All Products |
Residential |
Term loan |
|
|
|
0.380% |
0.360% |
|
Progressive |
Product Switch |
Residential |
Product transfer |
|
|
|
0.200% |
0.190% |
|
Puma Capital |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Pure Retirement |
Standard |
Residential |
Equity Release |
|
|
|
|
|
|
Pure Retirement |
Cash release product |
Residential |
Equity Release |
|
|
|
|
|
|
Quantum Mortgages |
Buy To Let |
Buy to Let |
Term loan |
0.700% |
0.150% |
0.850% |
0.750% |
0.700% |
|
Raw Capital |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
|
|
Based on 33% of a typical 1.5% arrangement fee |
Raw Capital |
Non regulated bridge |
Buy to Let |
Non-reg Bridge |
|
|
|
|
|
Based on 50% of a typical 1.5% arrangement fee |
Redwood Bank |
Buy to Let |
Buy to Let |
Term loan |
1.000% |
0.250% |
1.250% |
|
|
|
Redwood Bank |
Commercial |
Commercial |
Term loan |
0.600% |
0.150% |
0.750% |
|
|
|
Reliance Bank |
Further Advance |
Residential |
Further advance |
|
|
|
0.370% |
0.350% |
|
Reliance Bank |
Home Purchase |
Residential |
Term loan |
|
|
|
0.370% |
0.350% |
|
Reliance Bank |
First Time Buyer |
Residential |
Term loan |
|
|
|
0.370% |
0.350% |
|
Reliance Bank |
Remortgage (including unencumbered properties) |
Residential |
Term loan |
|
|
|
0.370% |
0.350% |
|
Reliance Bank |
Residential Product Transfer |
Residential |
Term loan |
|
|
|
0.200% |
0.180% |
|
Roma Finance |
Bridging |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
2.000% |
1.650% |
|
Roma Finance |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
1.000% |
0.900% |
|
Roma Finance |
Development Finance |
Development |
Development loan |
1.000% |
0.250% |
1.250% |
|
|
Based on fee added to the loan |
Saffron BS |
Buy to Let - Light Refurbishment & Ex Pat |
Buy to Let |
Term loan |
0.350% |
0.100% |
0.450% |
0.450% |
0.400% |
|
Saffron BS |
Self Employed |
Residential |
Term loan |
0.350% |
0.100% |
0.450% |
0.450% |
0.400% |
|
Saffron BS |
Professional and Contractor Mortgage |
Residential |
Term loan |
0.350% |
0.100% |
0.450% |
0.450% |
0.400% |
|
Saffron BS |
Owner Occupier / Next Step/ FTB/Family Support |
Residential |
Term loan |
0.350% |
0.100% |
0.450% |
0.450% |
0.400% |
|
Saffron BS |
Buy To Let/Ltd Company/HMO |
Buy to Let |
Term loan |
0.350% |
0.100% |
0.450% |
0.450% |
0.400% |
|
Saffron BS |
RIO |
Residential |
Term loan |
0.350% |
0.100% |
0.450% |
0.450% |
0.400% |
|
Saffron BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.350% |
0.330% |
|
Saffron BS |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.350% |
0.330% |
|
Saffron BS |
Self Build |
Residential |
Self build |
|
|
|
1.000% |
1.000% |
|
Salboy |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Santander Commercial |
Commercial Mortgage |
Commercial |
Term loan |
0.500% |
0.100% |
0.600% |
|
|
Reduced for loans in excess of £1m |
Santander for Intermediaries |
Residential - Retention |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Santander for Intermediaries |
Buy to Let - Retention |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Santander for Intermediaries |
Standard Residential |
Residential |
Term loan |
|
|
|
0.340% |
0.330% |
|
Santander for Intermediaries |
Standard products - L&G Exclusives |
Residential |
Term loan |
|
|
|
0.340% |
0.330% |
|
Santander for Intermediaries |
Ported Products |
Residential |
Porting product |
|
|
|
0.340% |
0.330% |
|
Santander for Intermediaries |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.450% |
0.400% |
|
Scottish BS |
All Products |
Residential |
Term loan |
|
|
|
0.420% |
0.410% |
|
Scottish BS |
All Products - Holiday Let |
Buy to Let |
Term loan |
|
|
|
0.420% |
0.410% |
|
Scottish Widows |
Equity Release - Future Release |
Residential |
Equity Release |
|
|
|
1.250% |
1.200% |
|
Scottish Widows |
Further Advance |
Residential |
Further advance |
|
|
|
0.360% |
0.345% |
|
Scottish Widows |
Equity Release - Lump Sum & Further Advance |
Residential |
Equity Release |
|
|
|
3.000% |
2.850% |
|
Scottish Widows |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.360% |
0.345% |
|
Scottish Widows |
Mortgage Acquisition |
Residential |
Term loan |
|
|
|
0.360% |
0.345% |
|
Secure Trust |
Commercial Mortgage |
Commercial |
Term loan |
0.600% |
0.150% |
0.750% |
|
|
|
Secure Trust |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Selina Finance |
Second charge loan |
Residential |
Regulated Second Charge |
1.000% |
0.250% |
1.250% |
1.500% |
1.250% |
|
Selina Finance |
Second charge loan |
Buy to Let |
Non-Reg Second charge |
1.000% |
0.250% |
1.250% |
1.500% |
1.250% |
|
SG Kleinwort Hambros |
Buy to let |
Buy to Let |
Term loan |
0.600% |
0.150% |
0.750% |
|
|
Can vary based on the arrangement fee |
SG Kleinwort Hambros |
Bridge |
Buy to Let |
Non-reg Bridge |
0.600% |
0.150% |
0.750% |
|
|
Can vary based on the arrangement fee |
Shawbrook |
Buy to Let non-portfolio AVM |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
|
|
|
Shawbrook |
Buy to let portfolio AVM |
Buy to Let |
Term loan |
0.600% |
0.150% |
0.750% |
|
|
|
Shawbrook |
Specialist range |
Buy to Let |
Term loan |
1.000% |
0.250% |
1.250% |
|
|
|
Shawbrook |
Bridging loan |
Buy to Let |
Non-reg Bridge |
1.500% |
0.450% |
1.950% |
|
|
|
Shawbrook |
BTL further advance |
Buy to Let |
Further advance |
0.500% |
0.150% |
0.650% |
|
|
|
Shawbrook |
BTL Product Transfer |
Buy to Let |
Product transfer |
0.500% |
0.150% |
0.650% |
|
|
|
Shawbrook |
Commercial further advance |
Commercial |
Further advance |
0.500% |
0.150% |
0.650% |
|
|
|
Shawbrook |
Commercial product transfer |
Commercial |
Product transfer |
0.500% |
0.150% |
0.650% |
|
|
|
Shawbrook |
Commercial term |
Commercial |
Term loan |
1.000% |
0.250% |
1.250% |
|
|
|
Skipton B/S |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.450% |
|
Skipton B/S |
Mainstream |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Skipton B/S |
Shared Ownership |
Residential |
Term loan |
|
|
|
0.450% |
0.400% |
|
Skipton B/S |
Product Transfer - Residential |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
Skipton B/S |
Buy to Let - Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.350% |
0.330% |
|
Skipton International |
Expat Mortgages and Non-UK nationals |
Buy to Let |
Term loan |
|
|
|
|
|
|
Spring Finance |
Residential Second charge loan |
Buy to Let |
Non-Reg Second charge |
1.500% |
0.250% |
1.750% |
|
|
|
Spring Finance |
Buy to Let Second charge loan |
Buy to Let |
Regulated Second Charge |
1.500% |
0.250% |
1.750% |
|
|
|
Stafford BS |
All Products |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
Standard Life |
Equity Release |
Residential |
Equity Release |
|
|
|
|
|
|
State Bank of India |
Professional BTL |
Buy to Let |
Term loan |
|
|
|
0.750% |
0.700% |
|
State Bank of India |
Product Switch (Non Professional BTL) |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.190% |
|
State Bank of India |
Non Professional BTL |
Buy to Let |
Term loan |
|
|
|
0.500% |
0.450% |
|
State Bank of India |
Product Switch (Professional BTL) |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.190% |
|
State Bank of India |
Commercial |
Commercial |
Term loan |
0.600% |
0.150% |
0.750% |
|
|
|
Step One Finance |
BTL Second charge loan |
Buy to Let |
Non-Reg Second charge |
1.500% |
0.250% |
1.750% |
|
|
|
Step One Finance |
Resi Second charge loan |
Residential |
Regulated Second Charge |
1.500% |
0.250% |
1.750% |
|
|
|
Stride Up |
Home Purchase Plan - Advised |
Residential |
Term loan |
|
|
|
0.550% |
0.500% |
Must hold HPP permission |
Stride Up |
Home Purchase Plan - Non Advised |
Residential |
Term loan |
|
|
|
0.450% |
0.400% |
|
Stride Up |
Single Unit BTL |
Buy to Let |
Term loan |
|
|
|
0.550% |
0.500% |
|
Stride Up |
SPV/Expat/HMO/Multi Unit/Portfolio BTL |
Buy to Let |
Term loan |
|
|
|
0.700% |
0.670% |
|
Stride Up |
Introducer Only |
Referal partner |
Term loan |
|
|
|
0.350% |
0.320% |
|
Suffolk BS |
Residential |
Residential |
Term loan |
|
|
|
0.400% |
0.360% |
|
Suffolk BS |
Buy To Let |
Buy to Let |
Term loan |
|
|
|
0.400% |
0.360% |
|
Suffolk BS |
Credit Repair |
Residential |
Term loan |
|
|
|
0.400% |
0.360% |
|
Suffolk BS |
RIO |
Residential |
Term loan |
|
|
|
0.400% |
0.360% |
Flat fee paid of £140 |
Suffolk BS |
Further Advance |
Residential |
Further advance |
|
|
|
0.000% |
0.000% |
Flat fee paid of £140 |
Suffolk BS |
Green Further advance (over £25k) |
Residential |
Further advance |
|
|
|
0.000% |
0.000% |
|
Swansea BS |
Residential |
Residential |
Term loan |
|
|
|
0.370% |
0.350% |
|
Swansea BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.370% |
0.350% |
|
TAB |
Buy to Let bridge |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
TAB |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
TAB |
Development Finance |
Development |
Development loan |
1.500% |
0.250% |
1.750% |
|
|
Based on fee added to the loan |
TAB |
Land with planning |
Commercial |
Land |
1.500% |
0.250% |
1.750% |
|
|
|
Tandem |
Specialist Residential |
Residential |
Term loan |
0.550% |
0.100% |
0.650% |
0.600% |
0.550% |
|
Tandem |
Second charge loan |
Buy to Let |
Non-Reg Second charge |
0.600% |
0.150% |
0.750% |
|
|
|
Tandem |
Second charge loan |
Buy to Let |
Regulated Second Charge |
0.600% |
0.150% |
0.750% |
|
|
|
Teachers BS |
Shared Ownership |
Residential |
Term loan |
|
|
|
0.350% |
0.320% |
|
Teachers BS |
Mainstream |
Residential |
Term loan |
|
|
|
0.350% |
0.320% |
|
Teachers BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.350% |
0.320% |
|
The Co-operative Bank |
Standard products |
Residential |
Term loan |
|
|
|
0.400% |
0.370% |
|
The Co-operative Bank |
Buy to Let/Let to Buy |
Buy to Let |
Term loan |
|
|
|
0.480% |
0.430% |
|
The Co-operative Bank |
Buy to Let/Let to Buy Premier |
Buy to Let |
Term loan |
|
|
|
0.480% |
0.430% |
|
The Co-operative Bank |
Retention - Mainstream |
Residential |
Product transfer |
|
|
|
0.300% |
0.280% |
|
The Co-operative Bank |
Buy to Let/Let to Buy - Retention |
Buy to Let |
Product transfer |
|
|
|
0.300% |
0.280% |
|
The Family Building Society |
Owner Occupier - Offset - Product Transfer |
Residential |
Product transfer |
|
|
|
0.520% |
0.500% |
|
The Family Building Society |
Buy to Let - Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.520% |
0.500% |
|
The Family Building Society |
Owner Occupier - Family Mortgage |
Residential |
Term loan |
0.550% |
0.100% |
0.650% |
0.570% |
0.550% |
|
The Family Building Society |
Owner Occupier - Offset |
Residential |
Term loan |
0.500% |
0.100% |
0.600% |
0.520% |
0.500% |
|
The Family Building Society |
Buy to Let |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
0.520% |
0.500% |
|
The Family Building Society |
Owner Occupier |
Residential |
Term loan |
0.400% |
0.100% |
0.500% |
0.420% |
0.400% |
|
The Family Building Society |
All Products - Further Advance |
Residential |
Further advance |
|
|
|
0.270% |
0.250% |
|
The Family Building Society |
Owner Occupier - Product Transfer |
Residential |
Product transfer |
|
|
|
0.420% |
0.400% |
|
The Family Building Society |
Owner Occupier - Family Mortgage - Product Transfer |
Residential |
Product transfer |
|
|
|
0.570% |
0.550% |
|
The Mortgage Lender |
Residential |
Residential |
Term loan |
0.500% |
0.100% |
0.600% |
|
|
|
The Mortgage Lender |
Buy to Let |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
|
|
|
The Mortgage Lender |
Product Transfer |
Buy to Let |
Product transfer |
0.270% |
0.000% |
0.270% |
|
|
|
The Mortgage Lender |
Product Transfer |
Residential |
Product transfer |
0.270% |
0.000% |
0.270% |
|
|
|
The Mortgage Works |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.440% |
0.390% |
|
The Mortgage Works |
Large Portfolio Products |
Buy to Let |
Term loan |
|
|
|
0.540% |
0.490% |
|
The Mortgage Works |
Limited Company Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.540% |
0.490% |
|
The Mortgage Works |
Switcher Product Advance |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.190% |
|
The Mortgage Works |
Limited Company Further Advance |
Buy to Let |
Further advance |
|
|
|
0.540% |
0.490% |
|
The Tipton |
RIO |
Residential |
Term loan |
0.400% |
0.150% |
0.550% |
0.420% |
0.400% |
|
The Tipton |
Buy to Let |
Buy to Let |
Term loan |
0.400% |
0.150% |
0.550% |
0.450% |
0.400% |
|
The Tipton |
Residential |
Residential |
Term loan |
0.400% |
0.150% |
0.550% |
0.420% |
0.400% |
|
The Tipton |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.200% |
0.180% |
|
The Tipton |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.200% |
0.180% |
|
Together |
Consumer and standard BTL |
Buy to Let |
Term loan |
0.550% |
0.450% |
1.000% |
0.600% |
0.550% |
|
Together |
Residential |
Residential |
Term loan |
0.550% |
0.450% |
1.000% |
|
|
|
Together |
Regulated Bridging |
Residential |
Regulated Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Together |
Unregulated bridging |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
Together |
Commercial Mortgage |
Commercial |
Term loan |
0.750% |
0.250% |
1.000% |
|
|
|
Together |
Second charge loan |
Residential |
Regulated Second Charge |
1.500% |
0.250% |
1.750% |
|
|
|
Together |
Second charge loan |
Buy to Let |
Non-Reg Second charge |
0.750% |
0.250% |
1.000% |
|
|
|
TSB |
Residential |
Residential |
Term loan |
|
|
|
|
|
|
TSB |
Buy to let |
Buy to Let |
Term loan |
|
|
|
|
|
|
TSB |
Rate switch |
Buy to Let |
Product transfer |
|
|
|
|
|
|
TSB |
Rate switch |
Residential |
Product transfer |
|
|
|
|
|
|
Tuscan Capital |
BTL, Refurb, Auction and Dev exit |
Buy to Let |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Tuscan Capital |
Commercial bridge |
Commercial |
Non-reg Bridge |
1.000% |
0.250% |
1.250% |
|
|
|
Ultimate Finance |
BTL, Refurb, and Dev exit |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
United Trust Bank |
Product Transfer - Residential |
Residential |
Product transfer |
|
|
|
0.400% |
0.370% |
|
United Trust Bank |
Product Transfer - Second Charge |
Residential |
Product transfer |
|
|
|
1.000% |
0.800% |
|
United Trust Bank |
Second charge loan |
Residential |
Regulated Second Charge |
1.000% |
0.500% |
1.500% |
1.250% |
1.000% |
|
United Trust Bank |
First Charge |
Residential |
Term loan |
0.400% |
0.150% |
0.550% |
0.450% |
0.400% |
|
United Trust Bank |
Unemecumbered Property - 2nd Charge/Bridging |
Buy to Let |
Regulated Bridge |
1.500% |
0.250% |
1.750% |
1.000% |
0.650% |
|
United Trust Bank |
Standard BTL |
Buy to Let |
Term loan |
0.450% |
0.150% |
0.600% |
0.500% |
0.450% |
|
United Trust Bank |
Specialist BTL |
Buy to Let |
Term loan |
0.450% |
0.450% |
0.900% |
0.500% |
0.450% |
|
United Trust Bank |
Bridge loans |
Buy to Let |
Non-reg Bridge |
1.500% |
0.250% |
1.750% |
|
|
|
United Trust Bank |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
Vernon BS |
Residential |
Residential |
Term loan |
|
|
|
0.37% |
0.35% |
|
Vernon BS |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.42% |
0.40% |
|
Vernon BS |
Retention |
Buy to Let |
Product transfer |
|
|
|
0.22% |
0.20% |
|
Vernon BS |
Retention |
Residential |
Product transfer |
|
|
|
0.22% |
0.20% |
|
Vida Homeloans |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.30% |
0.28% |
|
Vida Homeloans |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.30% |
0.28% |
|
Vida Homeloans |
Residential |
Residential |
Term loan |
0.550% |
0.150% |
0.700% |
0.60% |
0.55% |
|
Vida Homeloans |
Buy to Let |
Buy to Let |
Term loan |
0.550% |
0.150% |
0.700% |
0.60% |
0.55% |
|
Virgin Money |
Standard products |
Residential |
Term loan |
|
|
|
0.50% |
0.45% |
|
Virgin Money |
Buy to Let |
Buy to Let |
Term loan |
|
|
|
0.50% |
0.45% |
|
Virgin Money |
Product Transfer |
Buy to Let |
Product transfer |
|
|
|
0.38% |
0.35% |
|
Virgin Money |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.38% |
0.35% |
|
Virgin Money |
Shared Ownership |
Residential |
Term loan |
|
|
|
0.50% |
0.45% |
|
West Bromwich BS |
All Products |
Residential |
Term loan |
|
|
|
0.40% |
0.38% |
|
West Bromwich BS |
Further Advance |
Residential |
Further advance |
|
|
|
0.40% |
0.38% |
|
West Bromwich BS |
Product Transfer |
Residential |
Product transfer |
|
|
|
0.20% |
0.19% |
|
West One |
Regulated Bridging |
Residential |
Regulated Bridge |
1.000% |
0.250% |
1.250% |
1.50% |
1.15% |
|
West One |
Non-regulated Bridging |
Buy to Let |
Regulated Bridge |
1.400% |
0.350% |
1.750% |
1.50% |
1.15% |
|
West One |
Buy To Let |
Buy to Let |
Term loan |
0.500% |
0.100% |
0.600% |
0.60% |
0.50% |
|
West One |
Residential |
Residential |
Term loan |
0.400% |
0.100% |
0.500% |
0.50% |
0.40% |
|
West One |
Residential Second charge loan |
Residential |
Regulated Second Charge |
1.500% |
0.250% |
1.750% |
|
|
|
West One |
Buy to Let Second charge loan |
Buy to Let |
Non-Reg Second charge |
1.000% |
0.250% |
1.250% |
|
|
|
West One |
Development Finance |
Development |
Development loan |
0.500% |
0.250% |
0.750% |
|
|
Based on fee added to the loan |
YBS Commercial |
Commercial mortgages |
Commercial |
Term loan |
0.600% |
0.150% |
0.750% |
|
|
|
YBS Commercial |
Buy to let commercial |
Buy to Let |
Term loan |
0.500% |
0.150% |
0.650% |
|
|
|
Zephyr Homeloans |
Buy to Let |
Buy to Let |
Term loan |
0.450% |
0.150% |
0.600% |
0.50% |
0.45% |
|